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Top Tips For Securing Your Online Existence

Internet is the modern man’s lifeline and there is no telling how our lives would be without it. How much ever we try to deny, there is no ignoring the fact that a huge portion of our lives lies in our web browsers. This is not just the general information but confidential and sensitive information, which in the wrong hands will be very dangerous and can be used to exploit us. We broadcast almost all kinds of information like location, identity, moods, behavioral patterns, shopping habits, etc through our online activities and it is only fair that we try to keep that data from falling into the wrong hands.

Stopping The Blame Game

There is no denying the fact that we hold the sites that manage our information responsible for  safety. But think about it this way. Imagine that your bank account is hacked and all your money is misappropriated. Most banks will have adequate security measures and they  say that they have ensured the maximum safety. For an inquiry, the investigators will pull your account log and point out some of the security protocols that you did not adhere to, which would have happened. So, it will be determined as your fault and the bank might reimburse a portion of your losses, but that is not 100% guaranteed.

We must remember that we have the control of the front door to our online accounts and it is our job to ensure that it is properly secured. Make use of all the security measures that your online service provider has in place and remember that you are the person who will bear the brunt of the losses in case your account is hacked. So, be very careful.

Techniques For Password Choice And Storage

If you have no problem in remembering passwords, then you can choose complicated passwords that are hard to guess. Never make the mistake of writing your password and keeping it handy. No matter how careful you are, it will slip out of your hands sooner or later. Also, keep changing passwords on a regular basis. If you are very particular about passwords and have a bad memory, there are some specific devices you may want to look into.

The  devices  that you can use for passwords can be in the form of a simple USB device or as advanced as a NFC (near field communication) gadget. The principle behind these devices is very simple. You will get software with the device that you have to install on your computer or laptop. The portable device and software on your computer operate on the principle of a lock and key. The portable device is the key and the software is the lock to your computer. Your computer will unlock only if you have the key (portable device) handy. This is a very efficient technique and you will not have to invest too much into it either.

Two Factor Authentication

There is another technique known as the two factor authentication that you can use. Although this will not help you to shop without being tracked or hide your online activities, it is a foolproof way of ensuring that only you can open your account. When you log in to your online account, you will be sent an authentication code which is unique. This code will be sent to a hand-held device or even your smartphone can be used for this. You will just have to install an app. Only if you accurately enter both the codes will you be able to access your account. Although this system is adopted by some of the top sites already, you can also use this in case you are willing to invest a small sum of money on that system.

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  1. Tanya
    October 3, 2012 at 11:43 am

    We all need to be more proactive about our personal account security. One thing I am glad you mentioned is taking advantage of the 2FA (2-Factor Authentication). Although it’s been around for a while, more and more sites are starting to offer and promote this option. 2-Factor Authentication for banking wins every day. I feel suspicious when I am not asked to telesign into my account by way of 2FA, it just feels as if they are not offering my sites enough protection. I know some will claim this make things more complicated, but the slight inconvenience each time you log in is worth the confidence of knowing your info is secure. This should be a prerequisite to any system that wants to promote itself as being secure.

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