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Online Shopping and the Hidden Dangers Associated With It

Online shopping is a convenience that most people prefer over going to the stores personally and buying the products they need. Online shopping websites also offer a number of convenient services, just to ensure that your online shopping experience is better and you come back to the same site the next time you shop online. Consumers are aware of the fact that there are a few risks associated with online shopping . But not many people know that online shopping can get a lot more dangerous if they let their guard down. There are a number of hidden risks associated with it and if you are not careful, you might get scammed. This article will introduce you to some of the hidden risks of online shopping.

 

Hidden Dangers of Online Shopping

Online Shopping

Payment Scam

After you shop online, you have to provide your details and the mode of payment to the website. Typically, a reliable website will ask your name, the mode of payment, and address (if the product has to be delivered to your doorstep). After you enter the mode of payment, you will be redirected to the payment gateway where you are asked to enter the relevant authorization codes and other details to complete the transaction. If anything more is asked while you are making the payment, take note that it is most likely a scam and you are being targeted. Also, try to look at the web page though which you are making the payment closely. Fake pages have some anomalies that you can spot easily.

Phone Number and Mailing Address Check

When you are buying a product online, the company that owns the page will have a physical mailing address and a phone number listed on the page. At least, all authentic companies do. Even if it is not the company’s address, the address will be that of an authorized merchant. This is provided in a bid to assist you with anything during your online shopping. Before buying anything, make sure that you check the page for these details. Some pages do have details but those usually are falsified and you can easily verify that using the internet only.

Pop-Up Threats

When shopping online, you will be aware that ads in the form of pop ups are displayed. The natural course of action during these times is to click on the ad if you find it interesting or hit the link that says close. Even if you find the deal in a pop up interesting, try to search for that deal in the parent site on your own. Hackers usually use pop ups as bait to lure unsuspecting consumers. Also, the link that says ‘close this window’ usually is programmed to download and activate a virus on your computer. Also, the ‘X’ symbol on your browser window can be programmed to activate the virus. So, always use ‘Alt+F4’ to close pop ups.

Use Low Limit Credit Cards

Consumers are starting to use their debit cards for online shopping, which is a very risky move. You might think that debit cards, with all their security protocols, might allow you to shop without being tracked. But on the contrary, they allow hackers to access your online bank accounts and steal whatever savings you have. Apply for a low limit credit card and use it for shopping online. So, even if the details are lost and the card details are misappropriated, the damage is limited to a range where you can recover from. If you are a regular with the bank, you won’t have any problems in obtaining a credit card with a low spending limit.

Categories: Our Products
  1. December 29, 2012 at 4:52 pm

    just awesome post

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